Risk Management - Credit Portfolio Analytics, Senior Associate

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Senior Associate in Credit Portfolio Analytics team, you will  deliver portfolio monitoring, risk analysis, and insights reporting across a large commercial loans portfolio. Additionally, you will interact frequently with senior stakeholders, using your analytics expertise and stakeholder management skills to translate complex findings into clear, actionable narratives. You will support strategic priorities by providing timely, data-driven insights that inform portfolio management and risk decisions. Together, we drive impactful results and support critical business objectives.

Job Responsibilities

• Execute a comprehensive portfolio risk analysis strategy to strengthen credit risk reporting and analytics for the commercial lending portfolio, delivering clear insights and deep-dive analysis to inform risk management decisions
• Analyze granular credit data to identify and communicate key findings to senior stakeholders, providing ongoing visibility into portfolio health, client selection, and credit risk drivers
• Design and manage high-quality data analysis, dashboards, and reporting processes that meet internal and regulatory expectations for executive management decision making
• Own and deliver ad-hoc analytics for senior stakeholders, translating urgent and ambiguous requests into well-scoped analyses and executive-ready outputs aligned to strategic priorities

• Serve as a subject matter expert for portfolio data and reporting products, partnering across Risk, Finance, Product, and Technology to improve data quality, controls, and scalability

• Drive innovation and automation by evaluating and adopting new analytics methods and tools to improve speed, consistency, and insight quality

Required qualifications, capabilities, and skills

• Bachelor’s or master’s degree in Finance, Data Science, Computer Science, Business, Economics, or a related field
• Minimum 4 years of experience in analytics, insights reporting, business intelligence, or portfolio/risk analytics in financial services (or equivalent experience)
• Strong experience working with large datasets and delivering insights using tools such as Tableau, SQL, Alteryx, Python, or R
• Experience with business intelligence and data visualization tools, including the ability to create executive-ready materials
• Strong stakeholder management skills and excellent written and verbal communication, including the ability to explain complex results to senior audiences
• Proven ability to manage multiple priorities, operate in ambiguity, and deliver high-quality work under time constraints
• Demonstrated problem-solving skills, intellectual curiosity, and commitment to continuous learning and technology adoption

Preferred qualifications, capabilities, and skills

• Experience in credit risk, commercial lending, or portfolio management, including familiarity with credit metrics and monitoring practices
• Background in management consulting or a role requiring structured problem solving and executive-facing deliverables
• Experience with automation, data pipelines, controls, or modern analytics practices such as reproducible workflows or LLM-enabled productivity in a governed environment

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.