Senior Credit Risk Audit Manager Global Functions

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. 

Internal Audit provides independent and objective assurance as to whether the design and operational effectiveness of our framework of risk management, control, and governance processes, as designed and represented by management, is adequate.

In this role, you will:

• Initiate and lead the delivery of major and/or highly complex audits and be responsible for the execution of all stages in the audit lifecycle, including planning, fieldwork, issue writing and agreement, report delivery, post-report issue validation, and ongoing stakeholder engagement.
• Perform quality audit work in accordance with the Group Audit Instruction Manual (AIM) to ensure controls are in place to effectively manage credit risk.
• Ensure related risks, conclusions, root causes proposed management actions are reasonable and well based.
• Responsibility for the drafting of audit reports and conclusions for each audit, ensuring reports accurately reflect audit findings documented in audit work papers.
• Contribute to the wider development of Global Internal Audit, through collaborating with other audit teams and developing the use data analytics, agile techniques, and other innovations to deliver its objectives more efficiently and effectively.
• Review and assess Group and Company policies and effectiveness.
• Ensure risk controls are designed effectively and operated in accordance with HSBC or regulatory standards and policies; and optimize relations with regulators by addressing any issues.

To be successful in this role you should meet the following requirements:

• A solid understanding of Wholesale and Retail credit risk, with working experience in a credit risk function or related credit risk audit role.
• Dedicated to continually learning and improving skills, which could be demonstrated by holding relevant professional qualifications such as in accountancy, finance, or risk management, but also keeping up to date with developments in the banking industry, across markets and regulations.
• An analytical thinker who is confident approaching areas outside of expertise in a thorough and detailed manner, getting to the heart of the key features and aspects quickly.
• A great communicator, verbally and in writing, with convincing presentation, persuasion and influencing skills, even when delivering difficult messages to senior stakeholders.
• A professional with many years of experience working in a dynamic, complex and at times ambiguous environment, with relevant achievements in a function such as audit or credit risk management.
• Excellent at managing multiple competing priorities on different concurrent projects, and able to ensure delivery of objectives through analysis of options and coming to pragmatic decisions.
• A solid team player, with a demonstrable desire to help the team achieve its objectives.

The base location for this role is Mumbai with hybrid working arrangements in place.

At HSBC we look to enable our employees to better balance their work / life priorities and have the flexibility required to meet challenging needs as they progress through different life stages. Where possible we will consider the following flexible working options: part-time working, job sharing, term-time working, and working from home and staggered hours. If in considering a role with HSBC, you have a need for some flexibility in your working arrangements please discuss this with the recruitment team in the early stages of the application process.

We believe that being open to a range of perspectives and cultures is vital for our business. We work hard to ensure our diverse and inclusive workplace reflects the communities we serve. We want everyone to achieve their potential – regardless of their gender, ethnicity, disability, religion, sexual orientation, or age. If you have a different way of seeing the world, we are interested in hearing from you.

HSBC is committed to being an inclusive employer and providing an inclusive and accessible recruitment process for all. We will provide reasonable adjustments to remove any disadvantage to you being considered for this role. We are proud members of the Disability Confident Scheme and will offer an interview to disabled candidates who meet the minimum criteria for the role.

Within the workplace you will have access to various employee resource groups which aim to promote and achieve a healthy work / life balance and support our diversity ambitions. HSBC has processes in place to avoid nepotism.  This means we will avoid circumstances in which the appearance or possibility of conflicts of interest may exist within the hiring process. 

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India

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