Credit Policy Regulatory Lead

If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or an exciting new direction, we offer opportunities, support and rewards that will take you further.

We’re one of the largest banking and financial services organisations in the world, with a network that covers more than 50 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people fulfil their hopes and realise their ambitions.

We’re currently seeking an experienced professional to join our team in the role of Credit Policy Regulatory Lead.

Reporting into the Head of Policy; Group Credit, you'll hold a Leadership role within the team and will support the Head of Policy; Group Credit, working with Wholesale Credit Risk Management teams across the Group as well as representatives from Corporate and Institutional banking and other Subject Matter Experts in the review and implementation of strategic regulatory change programs.

As an HSBC employee in the UK, you’ll have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

In this role you’ll:

• Be the Lead advisor on matters relating to prudential credit regulation as covered by the CRR (or equivalent UK standards) affecting Group consolidated risk management and reporting. This includes all associated guidance issued by regulators.
• Provide strategic direction on new credit policy developments influenced by prudential regulation.
• Provide advice on development of supportive policy standards where necessary and compliant implementation thereof.
• Provide advisory support to the regional/country teams on matters relating to prudential regulatory standards affecting Group level Wholesale credit risk policies.
• Support the Regulatory Engagement team as required with detailed advice on new prudential regulatory developments affecting wholesale credit risk management activities.
• Provide business decision support using strong influencing and decision-making skills to drive successful outcomes.

To be successful in this role you should meet the following requirements:

• Proven ability to translate complex regulatory requirements into practical, clear policy.
• Experience in a credit risk, lending standards, or credit policy role within the financial services industry
• Strong analytical and problem-solving skills, with the ability to assess complex issues and implement practical solutions.
• Excellent communication, influencing, and leadership skills to manage diverse stakeholders and teams.
• High attention to detail and a commitment to maintaining robust governance and controls.

Opening up a world of opportunity.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces. Our recruitment processes are accessible to everyone - no matter their gender, ethnicity, disability, religion, sexual orientation, or age.

We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you’d like to apply for one of our roles and need adjustments made, please get in touch with our Recruitment Helpdesk:

Email: hsbc.recruitment@hsbc.com
Telephone: +44 207 832 8500