Solution Analyst III- Payment Technology

Join our dynamic team to revolutionize how technology intersects with business. Your analytical skills and tech-savviness will be pivotal in creating impactful solutions.

As a Solutions Analyst within Corporate and Investment Banking Payments Technology, you will play a crucial role in connecting product owners, business teams, operations, and software developers by utilizing your technical expertise and strong analytical skills. You will be responsible for gathering and documenting business and data flow requirements, and transforming them into well-organized and technically viable solutions. Your flexibility and leadership in navigating change will help you effectively manage complex situations and dependencies. With a solid background in data analytics and technical solutions, you will aid in the creation of innovative architecture designs and data-promoten insights that inform business decisions. Your exceptional communication skills, both verbal and written, will facilitate clear and effective information exchange with a variety of stakeholders, promoting collaboration and alignment across departments.

Job responsibilities

• Elicit, analyze, and document comprehensive payment solution requirements by engaging with payments product owners, business operations, and technical teams to ensure alignment and feasibility
• Translate complex product and operations requirements into well-structured technical solutions, leveraging payments business domain and technical knowledge to build strategic payment systems
• Define system capabilities (the ‘What’) based on scope and elaboration with Product and Operations Partners
• Conduct in-depth data analysis and interpretation to identify trends, gaps, and opportunities, providing actionable insights that support decision-making and key business initiatives
• Collaborate with cross-functional teams to develop and maintain architecture designs, policies, standards, and governance processes that align technology with business strategy
• Continuously enhance technical knowledge and stay current with industry trends, ensuring the application of best practices and innovative solutions to address evolving business needs 

Required qualifications, capabilities, and skills

•  Equivalent expertise in solutions analysis, technical program delivery, or business analysis in payments technology
• Demonstrated proficiency in payments technology platforms, including hands-on experience with major clearing market infrastructures
• Advanced knowledge of ISO 20022 and SWIFT messaging, with experience in developing and interpreting data models
• Strong technical writing skills, with a proven track record of translating complex information into clear and concise documentation for diverse stakeholder audiences
• SQL Skills to query and analyze business data related to payments domain
• Advanced knowledge of payment rails in the United States, and other regions
• Bachelors’ Degree in Computer Science or appropriate career experience.
• Strong collaboration and relationship management skills to work effectively across a wide range of stakeholders to gain buy-in and drive progress
• Working knowledge of data dictionaries/controlled vocabularies, 
• Ability to drive results in a fast-paced, challenging environment
• Ability to work independently, and also taking a managerial role for payment solution analysts
• Excellent analytical & problem solving skills

Preferred qualifications, capabilities, and skills  

• Knowledge about High Value Payments Systems, Low Value Payments Systems, and Real Time Payment rails
• Skilled in JIRA tooling to create and manage backlog of development stories and analysis tasks
• Ability to create and review test plans and scenarios to ensure full coverage with acceptance criteria

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our

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J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.