Insurance Product Manager, Excess & Surplus Lines

Insurance Product Manager, Excess & Surplus Lines

You see inefficiency in traditional insurance and want to fix it. You're equally comfortable in a spreadsheet and a strategy conversation, and you understand that in insurance, every decision is a risk decision.

What You'll Do

You will lead the product analytics function and play a central role in product strategy for our E&S commercial lines business, translating competitor research and field feedback into actionable product decisions. Working directly with underwriting, engineering, and leadership to align on product direction, you will shape appetite, refine coverage features, and help build the product infrastructure that enables smarter underwriting at scale. You will use data and market insights to inform product decisions and influence business outcomes.

You will monitor performance across classes and states, surface emerging risks and opportunities, and communicate complex findings clearly to both technical and non-technical audiences. You will drive product discovery, define requirements, and help drive roadmap prioritization in a fast-moving environment with a strong focus on execution. You will ensure product changes are accurate, compliant, and delivered on time. A working knowledge of non-admitted market regulations and the E&S environment is helpful but not required.

You'll be operating in an environment where taking initiative and moving work forward is expected. An example of work you may take on, often in collaboration with cross-functional partners, could include:

• Based on internal and external customer feedback, identify opportunities to launch new enhancements or endorsements on existing programs
• Research form and rate options for that coverage, analyzing market needs and competitor insights
• Present options internally to align on direction
• Draft necessary endorsements and rate plans
• Launch new coverage in production in an MVP form
• Build detailed requirements for post-MVP production release
• Work with internal stakeholders to prioritize post-MVP production releases

What You Bring

• 3–5 years of experience in E&S, Commercial Insurance, or closely related product or analytics roles
• Strong analytical skills with the ability to translate data into product decisions that drive business outcomes
• Sound judgment under ambiguity and the ability to move quickly without sacrificing rigor
• Clear and effective communication skills, with the ability to influence cross-functional stakeholders across distribution, technology, and compliance
• A strong interest in modernizing the small business insurance experience for brokers and their clients is a core requirement for this role

Compensation

The base salary range for this role is $120,000 – $160,000 annually. Compensation will depend on qualifications, experience, and location. This role is also eligible for performance-based bonus and equity, in addition to a comprehensive benefits package.