Digital Payments Engineer

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

You’ll be part of the Digital Payments Engineering team whose mandate is to develop new payment products and platforms for American Express customers.  Payments Engineering’s aim is to build interactive experiences at all touch points of a consumer's journey whether before, at, or after the time of purchase.  The products will range from new payment vehicles and partnerships with other payment entities to interactive mobile experiences.  

This is an opportunity to work on the latest mobile technologies and influence how millions of people interact with their cards, their merchants and their money.

Responsibilities will include:

• Perform hands-on architecture, design, development, and testing Payment Applications
• Serve as a member of an agile team that drives user story analysis and elaboration, designs and develops software applications, and tests and builds automation tools
• Utilize best-of-breed technologies to build a layered, component-based, service-oriented architecture over existing American Express technologies
• Be highly motivated and maintain a positive, “can-do” attitude in a fast moving environment
• Foster the spirit of collaboration across multiple internal teams

Required Skills / Qualifications

• Bachelors degree in Computer Science/Engineering or 5+ years of equivalent experience in related disciplines
• Expertise in JavaCard domain, EMV Payment Applications, Host Card Emulation and payment cryptography
• Knowledge of Global Platform technologies and key management principles.
• Nice to have some Android and iOS development exposure in light of Payment processing
• Experience working in high-performing development teams using agile methodologies and tools
• Proven record of design and development of mobile applications in an Enterprise setting is a plus
• Demonstrated technical capabilities and ability to work collaboratively and effectively with a range of stakeholders

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.