Product Lead – Net Worth

Role: Product Lead – Net Worth   
Location: London (Oxford Circus)  
Hybrid: 2 days per week in the office  
Reporting to: Chief Commercial Officer  
About Monument  
We’re a challenger bank with a bold ambition: to transform the financial   
experience of the mass affluent - an incredibly valuable community that has   
been underserved for far too long.  
We’re inviting the mass affluent to join a growing mindset that believes there’s   
more to wealth than money. And we are dedicated to providing a service   
experience that leaves clients in no doubt that we treat their wealth with the   
same care, dedication, and thoughtfulness as if it were our own.  
“I’m looking for something unrealistic - an organisation that looks after my   
money as if it were their own.”  
Monument Client (ex-Barclays Premier, HNW profile)  
THE OPPORTUNITY  
You’ll lead the Net Worth Frontier, one of Monument’s most strategically   
important initiatives.  
This is not about building another financial dashboard. It’s about reimagining   
how the mass affluent see, understand, and act on their total wealth. You’ll   
design and deliver a product that aggregates, analyses, and simplifies a client’s   
full financial life giving them control, confidence, and clarity.  
From day one, you’ll own the vision, the experiments, and the outcomes. You’ll   
work like a founder within a regulated bank that moves with start-up velocity.  
If you’ve ever wanted to build a product that transforms data into   
understanding, turning complexity into insight, this is the moment to do it.  
WHAT YOU’LL DO
MONUMENT - PUBLIC INFORMATION  
• Own the Net Worth Frontier defining, validating, and scaling a product   
that delivers a unified, intelligent view of clients’ total wealth.  
• Build the next generation of personal wealth technology, combining   
smart data aggregation, analytics, and design simplicity.  
• Partner deeply across Engineering, Data, Design, and Compliance to   
create a platform that’s secure, seamless, and trustworthy.  
• Develop and own the product vision, strategy, and roadmap, aligning   
technical capability with commercial ambition.  
• Operate with autonomy: move from concept to live experiment in days,   
not months. Test ideas fast, measure rigorously, and iterate relentlessly.  
• Leverage AI and automation to surface insights, personalise   
recommendations, and enable clients to make smarter, data-led   
decisions.  
• Translate complexity into clarity turning financial data into an intuitive   
and empowering user experience.  
• Anchor to evidence: run experiments, measure what matters, and let   
data guide decisions.  
• Scale responsibly: balance innovation and speed with the precision,   
compliance, and discipline that define Monument’s culture.  
THE MINDSET  
Our best builders share the same DNA. You’ll fit here if you:  
• Bias to Action: You make progress visible through working prototypes,   
not decks.  
• Radical Ownership: You own outcomes end-to-end — from vision to   
operational delivery.  
• Constructive Dissent: You challenge ideas with respect and welcome   
being challenged back.  
• Intellectual Humility: You follow the data, not your ego.  
• Cross-Discipline Empathy: You can speak design, data, and technology   
fluently and bring experts together around one shared outcome.  
WHAT YOU BRING
MONUMENT - PUBLIC INFORMATION  
• Proven product leadership in data-driven or fintech products, ideally   
within wealth, personal finance, or digital banking.  
• Experience taking products from zero to one, through rapid test-and
learn cycles.  
• Strong analytical skills able to turn data and insight into meaningful client   
value.  
• Familiarity with open banking, financial data aggregation, or data   
visualisation technologies.  
• Commercial acumen, with a track record of delivering measurable   
growth or engagement outcomes.  
• Curiosity about AI and machine learning as tools to simplify financial   
complexity and enhance personalisation.  
• A builder’s mentality resourceful, collaborative, and calm under pressure,   
with a passion for elegant problem-solving.  
Values  
Our culture and values align with our mission to truly understand and offer   
exceptional service to our clients.  
The Monument team are all here because we are passionate about building so   
much more than a bank. We want to be renowned for giving people a service   
experience that leaves them in no doubt that we appreciate what their time and   
lives are worth.  
We will be known for our integrity, attentiveness, sense of community and   
innovation. We build strong relationships through trust and a keen eye for   
detail. Our commitment and collaboration delivers an attentive and outstanding   
service offering. All combined with our community, both internal and external,   
our approach to diversity and our pursuit for innovation, we will help our clients   
and colleagues to do more and be more.