Data Scientist Senior Associate — Business Observability & AI Platform

JOB DESCRIPTION

Join a fast-moving technology team building a business observability platform for the Payments business—an analytics foundation that enables AI-assisted decision-making for senior leaders and real-time monitoring and alerting for operations teams. You'll help deliver intraday transaction insights, anomaly detection, forecasting, and conversational analytics supported by a governed metrics foundation.

As a Data Scientist Senior Associate at JPMorganChase within Business Observability & AI Platform in Payments, you will own the analytical integrity of what we ship. You will validate the data behind key metrics, define what “correct” looks like for models, and ensure anomaly detection and forecasting outputs remain trustworthy in production. You will partner closely with product, engineering, and design to shape both the roadmap and how we communicate value to stakeholders.

Job responsibilities

• Perform exploratory and diagnostic data analysis across large-scale transactional datasets to validate business logic, metric definitions, and data quality
• Define and document acceptance criteria for analytical features, metrics, and model behavior; verify releases against them before sign-off
• Design and run validation and back-testing for anomaly detection and forecasting models, including accuracy, precision/recall, false-positive rates, and threshold calibration
• Build and operate model and data drift monitoring, and recommend retraining or recalibration when performance degrades
• Investigate and triage analytical defects, reconciliation breaks, and unexpected model output with upstream data and platform teams
• Create clear data visualizations and analytical narratives for executive and operational audiences, and contribute to product demos and stakeholder materials
• Partner with the Technical Product Owner on requirements, user story refinement, and prioritization grounded in evidence from the data

Required qualifications, capabilities and skills

• Bachelor's degree in a quantitative discipline (Statistics, Mathematics, Computer Science, Economics, Engineering, or similar)
• 2+ years of applied data analysis or data science experience, or an advanced degree with relevant internship/project work
• Strong SQL, including analytical functions and performance-aware querying against large tables
• Proficiency in Python and the standard analytics stack (pandas, NumPy, scikit-learn, statsmodels or equivalent)
• Working knowledge of time series analysis, forecasting methods, and anomaly detection techniques
• Practical experience with data quality testing, validation frameworks, and reconciliation
• Ability to build clear, decision-ready visualizations and communicate findings to non-technical stakeholders
• Comfortable working in an agile, high-ownership environment with shifting priorities

Preferred qualifications, capabilities and skills

• Experience with payments, transaction banking, or financial services data
• Familiarity with semantic layers, metrics stores, or dimensional modeling
• Exposure to columnar or OLAP databases (ClickHouse, Druid, BigQuery, Snowflake)
• Experience defining model evaluation and drift monitoring in production
• Familiarity with LLM-assisted analytics, evaluation of generated explanations, or prompt-based workflows
• Visualization tooling beyond notebooks (D3, Plotly, Tableau, or similar)

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ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.